While waiting at my chiropractor's office yesterday, I watched Jim Rohn, talk about his "Ant Philosophy". Jim Rohn is kind-of-like a preacher for business people and entrepeneurs. The Ant Philosophy is based on the habits of a common ant. In the summer, ants work hard, and persistantly to gather up as much as they can for the winter. In the winter they sit back and enjoy the fruits of their labour.
Many people who work in real estate, do the exact opposit of the common an. It's natural to work hard during the spring real estate market and then do little in the summer. That's where I see real estate professionals, be it realtors, other mortgage professionals, home inspectors run into financial difficulty.
The Ant Philosophy is similar to Warren Buffet's mantra of doing the exact opposit of what others do. If you've ever tried this in your own life, you'll see how challenging it can be. Peer pressure is intense.
How does this relate to real estate and mortgages? For example, if you have a variable-rate mortgage with an amazing rate of under 3%, instead of riding out the mortgage because everyone is complementing you on the rate, look at locking in before rates go up...try the ant philosophy.
If you'd like to discuss your mortgage (or the Ant Philosophy), please call me at The Mortgage Centre 519-763-3900 ext.1001 or e-mail at lastovic.s@mortgagecentre.com.
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